A 13-week cash-flow forecast built from real receivables
A 13-week forecast covers one quarter, week by week. It is the horizon most finance teams use to manage liquidity: long enough to see a cash crunch coming, short enough to be accurate.
Our forecast starts from your open invoices and adjusts each one by how that customer actually pays, not by its payment terms. A customer on net-30 terms who reliably pays on day 41 is forecast on day 41. We then layer in:
- payment promises secured during follow-up;
- invoices you expect to issue, such as recurring billing, retainers or progress billings;
- disputes and at-risk accounts, shown separately so they don’t inflate the forecast;
- if you wish, the known outflows you share with us (payroll, rent, supplier runs) to show your net cash position.
Each week we compare the forecast with what actually arrived, so accuracy improves over time and surprises shrink.
Understanding DSO (days sales outstanding)
DSO measures the average number of days it takes to turn a credit sale into cash:
DSO = accounts receivable ÷ credit sales for the period × number of days in the period
Example: a company with $250,000 in receivables and $1.8 million in annual credit sales has a DSO of about 51 days ($250,000 ÷ $1,800,000 × 365). Bringing DSO down by 10 days would free roughly $49,000 of cash ($1,800,000 ÷ 365 × 10), money that stops sitting in your customers’ bank accounts and starts working in yours.
Compare your DSO with your standard payment terms: if your terms are net-30 and your DSO is 51, customers are paying about three weeks late on average. Run your own numbers with our DSO calculator.
Who this is for
- Owners and CEOs who want to know, every week, how much cash is coming in and what needs their attention.
- Companies with a line of credit whose borrowing base depends on clean, current receivables.
- Accountants and fractional CFOs who want reliable AR data for their clients without doing the follow-up themselves.
- Growing B2B companies whose receivables are growing faster than the team managing them.
Reporting can be a standalone service or the first step toward a full outsourced AR engagement.
